Juan's worry: Without insurance and a storm looming | UNIVISTA INSURANCE

Juan’s worry: Without insurance and a storm looming

Juan’s worry: Without insurance and a storm looming. A year ago, Juan, a proud homeowner in Florida, experienced one of the nightmares that many homeowners fear: a burst pipe caused considerable damage to several walls and destroyed the kitchen furniture. Juan promptly contacted his homeowner’s insurance company. After the necessary inspection and paperwork, the insurer issued him a check for $60,000, enough to cover the expense of the damage caused by the breakdown.
However, a month later, Juan received discouraging news—his insurance policy had been canceled due to the claim.
Our protagonist sought new homeowner’s insurance but encountered an unexpected obstacle. A storm with a name was approaching the region, and no insurer was willing to take on unknown risks.
Juan went through the anxiety of the storm, worried and praying that his most significant investment would not suffer any damage. Fortunately, the storm dissipated shortly after landfall, causing only some rainfall.
Juan’s story is not an isolated case. Florida’s storm-prone climate presents a unique challenge for homeowners and insurance companies. Insurers often restrict or cancel policies after claims, leaving homeowners vulnerable.
So, what can people like Juan do to protect their homes during the storm?
First and foremost, keeping your home in good condition is essential. Preventing damage and regular maintenance can reduce the need for claims and make homeowners more appealing to insurers.
If you’re rejected by one insurance company, seeking other options with Univista Insurance is crucial. Remember that some companies may be willing to offer coverage even in times of storms. Univista will help you compare the best rates among different insurers.
In Florida’s challenging homeowner’s insurance market, diligence is critical. If Juan had relied on the expertise of Univista’s specialists, he would have found an insurance company, even though the area was under the threat of a storm. There are better options than searching alone in such cases. Juan’s worry: Without insurance and a storm looming.

Give us a call today for a comprehensive assessment! (305) 267-7138. You can also request a free quote here.