How do I know if my roof will be replaced or repaired after being damaged by a storm?
Even well-built houses are vulnerable to the forces of winds that a storm unleashes. Wind gusts are the largest cause of property roof damage during a hurricane. These can blow a few tiles off, partially or totally destroy the roof. Or also, cause an opening where water can penetrate into your home.
But, what should you do if a storm damages the roof of your property?
There is no doubt that the first step is to repair it. Because the longer you wait to do so, the more you expose your property and belongings to greater damage.
If your home is insured and the roof is damaged, contact your insurance company and file a claim immediately. You will surely hear about the 25% replacement rule, which states that if an area of the roof is damaged in more than 25% of its surface, this area must be replaced totally. If it is less, then only the damaged part should be repaired.
That is, if the wind blew a tree against your roof and broke a small part of it, when you claim, don’t expect your entire roof to be replaced. They will only repair the part that the tree damage.
If you have any questions, call Univista Insurance and speak with a home insurance specialist. And this one, with great pleasure, will explain to you how to act before an event like this.