Seguro de Carro en California | UNIVISTA INSURANCE

Seguro de Carro en California
¡Llame ahora! (323) 922-2015

Si compró un auto nuevo o usado y lo financió, hay muchos otros tipos de cobertura que puede necesitar, más allá de los requisitos mínimos. Si necesita un seguro de carro barato, obtenga una cotización de seguro de auto en línea y un agente de Univista Insurance le ofrecerá todos los detalles.

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Seguro de Carro en California

California requiere al menos las siguientes coberturas:

* BI: lesión corporal
* PD: Daño a la propiedad

También ofrecemos las siguientes coberturas de seguro de auto:

Pagos médicos, lesiones corporales de automovilistas con seguro insuficiente, daños a la propiedad con seguro insuficiente, exención de daños por colisión, asistencia integral / colisión, alquiler y asistencia en carretera.

¿Estás buscando un seguro de carro asequible? Ahora puede obtener cotizaciones GRATUITAS de seguros de autos en línea y ahorrar con nuestras excelentes opciones.

UniVista Insurance es una de las franquicias de agencias de seguros independientes en el sur de Floridauno de más rápido crecimiento. Han traído su profesionalidad y servicio al cliente de calidad a California, donde ahora pueden ofrecer sus excelentes descuentos en seguros de automóviles. UniVista Insurance ha revolucionado la industria de seguros de automóviles al ofrecer precios competitivos con compañías prestigiosas y sin tarifas iniciales.

La ley de California requiere que tenga una cobertura mínima que cubra los costos relacionados con lesiones y / o daños a la propiedad que un conductor puede causar en un accidente automovilístico. La cobertura mínima requerida es de $ 15,000 por lesiones corporales o muerte de una persona, $ 30,000 de cobertura por lesiones o muerte para más de una persona y $ 5,000 de cobertura por daños a la propiedad.

Coberturas de seguro de auto
que ofrece Univista Insurance en California

Bodily Injury (BI)

This coverage, also known as BI, pays for medical expenses, lost wages, pain and suffering of other drivers, passengers or pedestrians in case the insured is at fault for the accident. In accordance with California law, if you own a motor vehicle with four or more wheels, it is mandatory to have this coverage.

Property Damage (PD)

Property damage coverage or PD, pays for the damages that you or your family members cause to the property of other people while driving. The term "property" includes, for example, a fence, a telephone pole or a building, as well as another automobile. Coverage applies even if you drive someone else's car. In accordance with California law, if you own a motor vehicle with four or more wheels, it is mandatory to have this coverage.

Medical payments (MD)

If you, or one of your passengers, are injured in a car accident in California, either through your fault or the fault of the other driver, Med Pay coverage will be responsible for paying medical expenses for bodily injury or funeral expenses, driver and those of his passengers, involved in the accident.

Uninsured / Underinsured Motorist Bodily Injury (UMBI)

According to statistics from the California Department of Insurance (CDI), a significant percentage of drivers in the state do not have auto insurance. This coverage for uninsured or underinsured drivers, also known as UMBI, covers damages for bodily injury caused by an accident with an uninsured driver at fault.

Uninsured / Underinsured Motorist Property Damage (UMPD)

This coverage for uninsured or underinsured drivers, also known as UMPD, covers property damage caused by an accident with an uninsured driver at fault.

Collision Damage Waiver (CDW)

The California collision deductible exemption, also known as CDW, pays your collision deductible when your car is damaged by an uninsured or fleeing driver and is at fault.

Comprehensive and Collision (CMP / COLL)

This coverage of complete damage to the car, also known as CMP / COLL, covers the insured's car. It is applied to repair or replace your car if it is stolen or damaged in an accident, regardless of who is at fault.

Collision coverage or COLL, covers if the collision is with another car, tree, wall or other fixed and / or moving element.

With full coverage or CMP, your insurance company pays for damages to your car caused by an event other than a collision, such as fire, theft or vandalism.

Rental reimbursement coverage

Rental coverage is a type of optional car insurance coverage that helps pay the cost of a rental car while your vehicle is being repaired after a car accident or after suffering damages covered by your car insurance policy.

Roadside assistance

We offer you more peace of mind with the added benefit of our Roadside assistance coverage. Adding roadside assistance to your policy will allow you to enjoy the following aids: towing, battery service, flat tire service, fuel delivery, car opening service by leaving the keys inside. With this coverage you will have immediate assistance available 24 hours a day, 365 days a year.

¡Obtenga la información que necesita para elegir la cobertura adecuada para usted!
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¡Llama ahora! (323) 922-2015