What is Worker Compensation insurance for? | UNIVISTA INSURANCE

What is Worker Compensation insurance for?

In most states, workers’ compensation insurance is mandatory. This means that all companies that have employees must acquire Worker Compensation.

From the employee side, this insurance protects you if you are injured or have an accident while working, and it also protects you if you contract an illness due to the work you do.

For their part, companies that purchase compensation insurance for their workers can access contracts with government agencies or large companies. Consequently, they are more competitive.

In general, the coverage of this policy is used to pay for medical treatment and compensation for the loss of income of the worker affected by both accident or illness related to her work. Otherwise, the employer should assume these expenses out of pocket.

In other words, workers’ compensation insurance protects employers from civil lawsuits their employees may bring when they are injured while working.

To get Worker Compensation insurance for your company, just contact Univista Insurance. There you will be able to obtain all the information about it and protect your workers and your company with the best option on the market.

Call us today for a full qualification! 305-508-9575. You can also quote for free here.