Vehicle got flooded: you’ve appropriate insurance
Your vehicle got flooded: it’s okay if you have the appropriate insurance. The torrential rains that fell last week in Fort Lauderdale, in Broward County, caused unprecedented flooding in that southern Florida city. Thousands of vehicles were submerged and left to their fate on the streets when they were swept away by the floods created by the incessant precipitation. In some parts of the city, more than 22 inches of rain were recorded.
For car owners who had comprehensive insurance and whose vehicles were damaged by water, last Wednesday night will be remembered as an anxious anecdote. In the end, the insurance company will have to take care of repairing the vehicle or replacing it, if it is declared a total loss.
But for those car owners who lacked comprehensive insurance, the experience will be tougher. The insurance company will not cover anything, so their nightmare is just beginning. They will have to bear the costs of repairing the car themselves. If it cannot be repaired, they will have no choice but to open their wallets to purchase a new vehicle.
On the other hand, getting a flooded vehicle in working condition again is not cheap. It is necessary to check if water got into the engine, change the cylinders, oil and filters, dry the interior of the car, the seats, check the electrical systems, replace damaged components and check if the fuel was mixed with water.
In Florida, many owners of expensive vehicles only purchase the minimum coverage required by law and overlook other necessary policies to protect their own car, such as comprehensive and collision.
There is an old saying that goes, “when you see your neighbor’s beard on fire, put yours in water.” The rainy season begins in May and what we saw in Fort Lauderdale could happen in other cities in the state.
If you want cheap car insurance that protects your wallet, call Univista Insurance. Your vehicle got flooded: it’s okay if you have the appropriate insurance.