Call us today
Secure your health with a Marketplace plan: Enroll today!
Univista Insurance makes finding the right Marketplace plan simple and stress-free.
Or call us at
from 700+ reviews
We have partnered with +20 companies to bring you the best insurance at the best price.
What is Marketplace health insurance?
Marketplace health insurance is a health plan for you or your family that you buy on the Health Insurance Marketplace®. The Affordable Care Act (ACA) created the Marketplace to make quality healthcare easier to get. Currently, the most affordable health insurance you can buy is a Marketplace plan. Why?
Because on the Marketplace, based on your household income, you can qualify for a premium tax credit, financial help from the government that lowers your monthly premium. Every Marketplace plan also covers the 10 essential health benefits, like doctor visits, emergency care, hospital stays, and prescription drugs.
The benefits of choosing a Marketplace plan
The Health Insurance Marketplace is designed to facilitate access to quality healthcare. It is currently the best way to get affordable health insurance.
- Affordability: Subsidies based on your income help reduce your monthly premiums, making healthcare more affordable.
- Coverage for pre-existing conditions: You won't be denied coverage because of your medical history.
- Preventive services: Access to essential preventive care like vaccinations and health screenings at no extra cost.
- Range of plan options: From basic coverage to more extensive plans, find a policy that matches your healthcare needs and budget.
- Mental health and substance abuse services: Included as essential benefits in all Marketplace plans.
Key benefits of choosing a Marketplace plan through Univista Insurance
We’re committed to help you make a decision that fits perfectly with your needs and your budget.
Expert guidance
Navigating through Marketplace options made easy.
Affordable plans
Find a plan that fits your budget and healthcare needs.
Personalized assistance
Tailored support throughout the enrollment process.
The agent I spoke with Kevin, was incredibly helpful! Gave me a great policy that I can truly say I’m happy with. An after calling all the big name insurance companies, Univista has my back the best and is the way to go!
Steven Serra
These are probably the most kind, efficient and customer service oriented agents I have ever dealt with. They are knowledgeable about their job, and always make things easy for me. Thank you UNIVISTA
Rosario Salomon
Highly recommend! We set up our new insurance very quickly. Great professionalism and customer service. Mairelys, our insurance agent, is a great professional with an exceptional customer service!
Cesar Espinosa
from 700+ reviews
Marketplace health insurance FAQs
What is the Affordable Care Act (ACA), and how does it affect health insurance?
The Affordable Care Act (ACA) is a health reform law that expands access to health insurance, improves coverage quality, and reduces healthcare costs. It’s not an insurance policy itself but a set of rules for health insurance, and it’s the law that created the Health Insurance Marketplace®. For personalized guidance on how the ACA can benefit you, contact Univista Insurance for expert advice.
How can I enroll in a Marketplace health plan?
Enrollment is done through the Health Insurance Marketplace during open enrollment. For assistance in selecting the right Marketplace plan, Univista Insurance agents are ready to help.
Who qualifies for Marketplace health insurance?
Most U.S. citizens and legal residents qualify for Marketplace health insurance, particularly those without affordable insurance through employers. For more details on eligibility, Univista Insurance can provide comprehensive information.
Do Marketplace plans cover pre-existing conditions?
Yes. Marketplace plans cannot deny you coverage or charge you more for a pre-existing condition. Contact Univista Insurance for more information on plans that best cover your healthcare needs.
What kind of subsidies are available for Marketplace plans?
Subsidies, based on income, are available to lower premiums for Marketplace plans. This help is called the premium tax credit. Reach out to Univista Insurance to find out if you qualify.
What are the essential benefits covered by Marketplace plans?
Every Marketplace plan covers the 10 essential health benefits, like emergency services, maternity care, and prescription drugs. Univista Insurance can help you find a plan with coverage that meets your specific health needs.
Can I keep my current doctor with a Marketplace plan?
This depends on the plan’s network. Univista Insurance can help you find a Marketplace plan that includes your preferred healthcare providers.
What happens if I miss the Marketplace Open Enrollment Period?
Missing the open enrollment period may limit your options, but special enrollment periods are available for qualifying life events. Contact Univista Insurance to explore your options outside the open enrollment period.
Still have questions? Speak to a Univista Insurance expert now.
Let us simplify the complexities and tailor solutions perfectly suited for you.
CA LIC# 0M12562
Vehicle 
Home & Property 
Commercial 
Life 
Health 