Complete & personalized auto insurance coverage

We prioritize your unique needs and budget, assisting you in finding high-quality, affordable auto insurance.

Or call us at (305) 995-0032

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Auto Insurance

We work with competitive companies to offer you the best prices

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Uaic
Mercury Insurance
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National General

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    With Univista Insurance, you’re always covered.

    With Univista Insurance getting the most suitable auto insurance coverage has never been easier. We prioritize your unique needs and budget, assisting you in finding high-quality, affordable auto insurance.

    Expert agents

    Our expert agents offer personalized service, helping you discover the best car insurance rates that are perfect for your financial situation.

    Your needs first

    Got a tight budget? Need to meet the state’s minimum coverage requirements? Searching for full coverage auto insurance? Get an online auto insurance quote, or dial our licensed agents at  (305) 995-0032

    Compare car insurance rates

    We work with competitive companies to offer you the best prices

    Auto Insurance savings

    See how much you can save with Univista Insurance.

    Do I need car insurance? Short answer: Yes

    As a driver, you never know when an unexpected situation might arise on the road or in a parking lot. That’s why having auto insurance is not just a legal requirement, but a smart investment in your safety and financial security.

     

    At Univista Insurance, our expert agents can help you choose the right policy that fits your needs and budget, and as a result, give you peace of mind and avoid unnecessary risks.

    Protect your investment in your car

     

    Cover expenses resulting from an accident

     

    Shield you during potential legal disputes

     

    Assist you when other drivers involved lack adequate coverage or have no insurance at all

    Compensate for damages caused by natural disasters, theft, or defacement

    Offer you confidence and tranquility while driving your car or when it is stationary

    Why choose Univista for your Auto Insurance needs?

    Why choose
    Univista for your Auto Insurance needs?

    When it comes to your auto insurance needs, Univista Insurance stands out as a trusted and reliable agency with over 10 years of experience serving the community.

    Join the Univista Insurance family today and experience the benefits of reliable coverage, exceptional service, and competitive pricing. Contact us today to get started and discover why we are the trusted choice for your auto insurance needs.

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    4.8
    4.8/5

    from 700+ reviews

    Types of Auto Insurance coverage

    Choosing the appropriate car insurance coverage can secure your financial stability in the event of an accident. Lacking sufficient coverage might leave you personally accountable for expenses related to damages to your vehicle or others’ property, as well as medical costs if injuries occur. Important to realize that opting for the right coverage also offers peace of mind while driving, ensuring you have essential protection during unforeseen incidents.

    PIP Coverage

    Personal Injury Protection (PIP)

    Personal Injury Protection (PIP) is a vital coverage choice for automobile owners. As per Florida regulations, PIP insurance is mandatory for vehicles with four or more wheels. In case of an accident, PIP coverage offers medical and associated expense reimbursements, minimizing the necessity for legal action.

    Bodily Injury

    Bodily Injury Liability Coverage

    Bodily Injury Liability Coverage safeguards you from legal disputes stemming from injuries inflicted on others in a car accident. BI coverage handles the injured party’s medical bills, lost income, and pain and suffering.

    Property Damage Liability Insurance

    Property Damage Liability Insurance is indispensable for shielding you from legal battles resulting from damaging another person’s property while driving, such as buildings, fences, telephone poles, and other vehicles. Simultaneously, this coverage applies even if you are not driving your own car.

    Comprehensive and Collision Insurance

    Comprehensive and Collision Insurance

    Comprehensive and Collision Insurance coverages protect your automobile from various types of damage. Collision coverage ensures your car’s safety in the event of an impact on another vehicle or object, while comprehensive coverage handles losses from other sources, like theft, vandalism, or natural catastrophes.

    Personal Injury Protection (PIP)

    Personal Injury Protection (PIP) is a vital coverage choice for automobile owners. As per Florida regulations, PIP insurance is mandatory for vehicles with four or more wheels. In case of an accident, PIP coverage offers medical and associated expense reimbursements, minimizing the necessity for legal action.

    Personal Injury Protection (PIP)

    Bodily Injury Liability Coverage safeguards you from legal disputes stemming from injuries inflicted on others in a car accident. BI coverage handles the injured party’s medical bills, lost income, and pain and suffering.

    Bodily Injury Liability Coverage

    Property Damage Liability Insurance is indispensable for shielding you from legal battles resulting from damaging another person’s property while driving, such as buildings, fences, telephone poles, and other vehicles. This coverage applies even if you are not driving your own car.

    Property Damage Liability Insurance

    Comprehensive and Collision Insurance coverages protect your automobile from various types of damage. Collision coverage ensures your car’s safety in the event of an impact on another vehicle or object, while comprehensive coverage handles losses from other sources, like theft, vandalism, or natural catastrophes.

    Comprehensive and Collision Insurance

    How to get the cheapest Auto Insurance quote?

    Several factors can impact the price of insurance quotes, such as your driving record, vehicle type, and zip code, among others. For this reason, at Univista Insurance, we offer personalized quotes tailored to your unique situation.

     

    Our licensed agents are dedicated to find the best rate for insurance quotes. Call us at (305) 995-0032 or use our online quote tool to compare prices. Don’t sacrifice quality for cost, get the best of both worlds with Univista Insurance.

    Additional resources related to car insurance

    Affordable car insurance

    Explore affordable options without sacrificing essential coverage. Every driver’s budget-friendly solution.

    Full coverage car insurance

    Comprehensive protection, including collision, liability, even more. Peace of mind on every journey.

    Coverage and limits

    Basically, understand the specifics of your policy. Know what’s included and select limits that align with your needs.

    Auto Insurance FAQs

    What is the average car insurance cost?

    When determining the average car insurance cost, several factors come into play. These factors include driving history, vehicle model, and location. At Univista Insurance, we believe in empowering our customers with knowledge and tools to make informed decisions.


    Our online quote comparison tool lets you quickly compare car insurance quotes from multiple carriers. This way, you can explore different coverage options and find the policy that suits your needs and budget. With Univista Insurance, you have the convenience and flexibility to make well-informed choices for your car insurance coverage.

    When you’re looking for a car insurance quote, there are a few things you’ll need to gather ahead of time. Here’s what you’ll need:

    • Household Members and Other Drivers: We will need to know the insured(s) of the vehicle(s). Please obtain the name, date of birth, license number, and other required information for each driver and the name and date of birth of all household members.

    • Auto: Year, make, model & vehicle identification number of the vehicle(s) that will be insured.

    • Insurance: Information of most recent insurer (if applicable).

    Yes, Univista Insurance offers the option of buying an auto insurance policy online. Our online platform allows you to obtain a quote and purchase your policy from the comfort of your home. However, you can always contact one of our licensed agents at (305) 995-0032, who will be happy to assist you in finding the best coverage for your needs.

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    Insurance agent
    Insurance agent

    Still have questions? Speak to a Univista Insurance expert now.

    Let us simplify the complexities and tailor solutions perfectly suited for you.

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