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What is Obamacare?
Obamacare is a common term used to refer to the Affordable Care Act, designed to democratize access to quality healthcare. Currently, the most affordable health insurance that exists in the market is offered by Obamacare through the Marketplace, why?
Because through the Insurance Market, according to family income, you can qualify for a subsidy, a financial aid from the government, through which you will pay the minimum premium for health insurance, a health insurance that will cover practically everything from the medical point of view you may need at any scale.
The benefits of choosing Obamacare
Obamacare is designed to facilitate access to quality healthcare. It is currently the best way to get affordable health insurance on the market.
- Affordability: Subsidies based on your income help reduce your monthly premiums, making healthcare more affordable.
- Coverage for pre-existing conditions: You won't be denied coverage because of your medical history.
- Preventive services: Access to essential preventive care like vaccinations and health screenings at no extra cost.
- Range of plan options: From basic coverage to more extensive plans, find a policy that matches your healthcare needs and budget.
- Mental health and substance abuse services: Included as essential benefits in all Obamacare plans.
Key benefits of choosing Obamacare through Univista Insurance
We’re committed to help you make a decision that fits perfectly with your needs and your budget.
Expert guidance
Navigating through Obamacare options made easy.
Affordable plans
Find a plan that fits your budget and healthcare needs.
Personalized assistance
Tailored support throughout the enrollment process.
The agent I spoke with Kevin, was incredibly helpful! Gave me a great policy that I can truly say I’m happy with. An after calling all the big name insurance companies, Univista has my back the best and is the way to go!
Steven Serra
These are probably the most kind, efficient and customer service oriented agents I have ever dealt with. They are knowledgeable about their job, and always make things easy for me. Thank you UNIVISTA
Rosario Salomon
Highly recommend! We set up our new insurance very quickly. Great professionalism and customer service. Mairelys, our insurance agent, is a great professional with an exceptional customer service!
Cesar Espinosa
from 700+ reviews
Obamacare FAQs
What is Obamacare, and how does it affect health insurance?
Obamacare, officially known as the Affordable Care Act (ACA), is a health reform law that expands access to health insurance, improves coverage quality, and reduces healthcare costs. It’s not an insurance policy itself but a set of regulations and provisions for health insurance. For personalized guidance on how Obamacare can benefit you, contact Univista Insurance for expert advice.
How can I enroll in a health insurance plan under Obamacare?
Enrollment is done through the Health Insurance Marketplace during the open enrollment period. For assistance in selecting the right plan under Obamacare, Univista Insurance agents are ready to help.
Who qualifies for health insurance under Obamacare?
Most U.S. citizens and legal residents qualify for health insurance under Obamacare, particularly those without affordable insurance through employers. For more details on eligibility, Univista Insurance can provide comprehensive information.
Are pre-existing conditions covered under Obamacare?
Yes, under Obamacare, health insurance plans cannot deny coverage or charge more due to pre-existing conditions. Contact Univista Insurance for more information on plans that best cover your healthcare needs.
What kind of subsidies are available under Obamacare?
Subsidies, based on income, are available to lower premiums for health insurance plans under Obamacare. Reach out to Univista Insurance to understand if you qualify for these subsidies.
What are the essential benefits covered under Obamacare plans?
Obamacare plans cover essential benefits like emergency services, maternity care, and prescription drugs. Univista Insurance can help you find a plan with coverage that meets your specific health needs.
Can I keep my current doctor under an Obamacare plan?
This depends on the plan’s network. Univista Insurance can help you find an Obamacare plan that includes your preferred healthcare providers.
What happens if I miss the Open Enrollment Period for Obamacare?
Missing the open enrollment period may limit your options, but special enrollment periods are available for qualifying life events. Contact Univista Insurance to explore your options outside the open enrollment period.
Still have questions? Speak to a Univista Insurance expert now.
Let us simplify the complexities and tailor solutions perfectly suited for you.
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