Do you need a weapon to protect your home?

Do you need a weapon to protect your home? Last Saturday, I met with a group of friends to spend the afternoon. Over drinks and food, the topic of guns came up. It turns out that one of those present was happy because he had bought a pistol, with which he intended to defend his home.

“If someone breaks into my property, they’re going to find out,” said this good person, who has only worked very hard in his life to have a roof for his family.

But, what do you have of so much value in your home that you are willing to take the life of the intruder? I asked him.

According to his argument, the price of things is not the key, “the important thing is that everything inside my house is mine, I worked for it and no one can come and steal it.”

That’s when I told him that home insurance can serve the function of a gun. He looked at me very strangely. I explained that if someone breaks into your home to steal and, during the crime, breaks or damages your personal effects, all of that is protected by home insurance.

“All you have to do is keep your inventory up to date. If you buy a very expensive TV, you tell your insurance agent to include it in the coverage of the policy.”

“And if a criminal breaks into your home, all you have to do is keep your family safe and call the police. If he breaks or steals something, your insurance is responsible for reimbursing you for the loss.”

In modern life, insurance works better than guns. By the way, I said, your gun can also be insured under home insurance, and if it is lost or damaged, your insurance company could cover you financially. If, unfortunately, it accidentally goes off and you harm someone, insurance could protect you from third-party claims.

Better call Univista Insurance and update your home insurance. Do you need a weapon to protect your home?

Call us today for a full qualification! (305) 267-7138.