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Home Tailored Insurances Insurance in Miami

Univista Insurance offers affordable options for your insurance in Florida.

Univista Insurance offers a range of affordable coverage options, from auto and home insurance to business policies, tailored to fit the unique needs of communities in and around Miami.

We aim to provide affordable, personalized insurance plans, ensuring significant savings and superior service for all our clients.

Experience the unique benefits of Univista Insurance with a quote today, and discover how we can enhance your insurance experience.

Auto Insurance in Florida: 
Essential coverage for every driver

In Miami, a city known for its bustling streets and vibrant culture, having reliable auto insurance is not just a necessity; it’s a legal requirement.


At Univista Insurance, we understand the importance of securing auto insurance that not only meets Miami’s legal requirements but also aligns with your personal needs and lifestyle.

Legal requirements for Miami drivers

Florida’s laws mandate that drivers in Miami carry minimum auto insurance coverage to ensure financial responsibility in the event of an accident. These requirements include:

  • $10,000 property damage liability.
  • $10,000 personal injury protection.

it’s important to know…

Although Florida law does not require you to have Bodily Injury Liability (BIL), it  is mandatory for vehicles registered as taxis.

Coverage options for every need

Univista Insurance offers a range of coverage options to suit every Miami driver’s needs. From full coverage that provides comprehensive protection against various incidents to liability insurance that covers damages to others in an accident where you are at fault. Understanding the nuances of vehicle insurance is crucial in selecting a policy that offers peace of mind.

Competitive car insurance quotes in Florida

Finding affordable yet comprehensive auto insurance in Miami is easier than you think. At Univista Insurance, we specialize in helping you get cheap car insurance options without compromising quality. By comparing insurance costs and exploring various quotes, you can secure a policy that fits your budget and provides the necessary coverage.

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Home Insurance in Miami

Home insurance is not just a requirement; it’s a critical step in protecting your investment and personal belongings from unpredictable events like severe weather, theft, or accidental damages.


At Univista Insurance, we specialize in providing straightforward, comprehensive home insurance solutions for both homeowners and renters.

Key coverage options for Property Insurance

  • Homeowners Insurance: Protects your home structure, personal belongings, and offers liability coverage for accidents on your property.
  • Renters Insurance: Essential for tenants, covering personal possessions and liability, providing peace of mind for renters.
  • Condo Insurance: Tailored to condo owners, covering interior structures, personal property, and liability.
  • Landlord Insurance: Ideal for property owners renting out their homes, offering protection for the property and liability coverage.
  • Flood Insurance: A must in flood-prone Miami, covering damages caused by flooding, an essential addition to standard policies.

Why choose Univista Insurance?

We’re dedicated to offering personalized insurance solutions for Miami’s diverse community. Contact us today for a quote, and safeguard your home in Miami with Univista Insurance – your partner in protection.

(305) 995-0032

Commercial Insurance in Miami

In the dynamic business environment of Miami, commercial insurance stands as a vital safeguard for businesses of all sizes and industries.

 

At Univista Insurance, we understand the unique challenges Miami businesses face, from unforeseen events to liability concerns, and offer comprehensive commercial insurance solutions tailored to your specific needs.

Tailoring to your business: Recognizing that every business in Miami is unique, we offer customized solutions. Whether you’re a business owner in the bustling downtown or running a specialized service, we guide you in selecting the right coverage.

 

Factors such as business size, industry type, and specific risk exposures are crucial in determining the most suitable insurance plan.

Frequently Asked Questions (FAQ)

What does Univista Insurance auto insurance cover?
Univista auto insurance covers various aspects such as liability, collision, property damage, theft, and roadside assistance. The specific details depend on the type of coverage you choose (basic, comprehensive, etc.).
Yes, you can add additional drivers to your policy. It is recommended that you inform the company of any additional drivers to ensure they are covered.
It depends on the policy you have. Comprehensive coverage policies typically cover damage caused by natural phenomena, such as storms or floods.
Home insurance covers damage to your property, such as fire, theft, vandalism, natural disasters (depending on the policy), and liability in case someone is injured on your property.
Standard home insurance does not cover earthquakes or floods. However, Univista Insurance offers additional or supplemental policies for these situations.
You can choose to insure only the structure or also include your personal belongings. Many people opt for comprehensive coverage to protect both their home and their belongings.
Commercial insurance covers various types of risks, including property damage, liability, business interruption, and employee coverage. You can also include commercial vehicle insurance and other services specific to your business.
Yes, Univista offers commercial insurance options tailored to small businesses and the self-employed.
Yes, commercial insurance can include coverage against theft, vandalism, and property damage.
Yes, many commercial insurance policies include liability coverage to protect you if a customer is injured on your premises.
Univista Insurance offers both individual and family health insurance, with options that include coverage for doctor visits, hospitalization, medications, and more.
The type of plan will depend on your medical needs, your budget, and your preferences. Univista has agents who will help you choose the most appropriate plan for you.
Yes, most Univista health insurance plans cover medical emergencies, but details may vary depending on the specific plan.
Yes, you can add your dependents (spouse, children) to your health insurance plan. The cost will depend on the type of plan and the number of dependents.
Univista Insurance life insurance provides coverage in the event of death. Depending on the type of policy, it may include additional benefits, such as critical illness or disability coverage.
Yes, Univista offers several types of life insurance, such as term life, whole life, and universal life. Each has different characteristics in terms of duration and benefits.
Yes, you can change the beneficiary of your life insurance at any time. Be sure to notify your agent of any changes.
It depends on the type of policy. Some life insurance policies require a medical exam, while others, such as low-amount term life policies, may not.
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Insurance agent
Insurance agent

Still have questions? Speak to a Univista Insurance expert now.

Let us simplify the complexities and tailor solutions perfectly suited for you.

(305) 995-0032

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