Home Blog A tornado knocked a tree onto my house—who do I file a claim with?

A tornado knocked a tree onto my house—who do I file a claim with?

Loading the Elevenlabs Text to Speech AudioNative Player...

A tornado knocked a tree onto my house—who do I file a claim with? Hurricane Helene, during its path north through the Gulf of Mexico, brought with it a wide band of strong winds that triggered tornadoes and tropical storms across the Florida peninsula. These storms damaged homes, especially from falling trees.
If a tree fell on your home last week, you’re probably wondering if your homeowner’s insurance will cover it.
It’s important to note that if the tree was already diseased, showing signs of termites, rot, or fungus, your insurer might deny the claim, citing homeowner negligence. This is why it’s crucial to keep your trees healthy and well-maintained.
If your neighbor’s tree fell onto your house and caused damage, you’ll still need to file the claim with your own insurance. This is typically one of the perils, or risks, covered under standard homeowner’s insurance policies.
If you’re unsure how to file your claim, remember that Univista Insurance is here for you. Our specialized agents will not only assist you but also ensure you get the compensation you deserve, providing you with the support you need during this challenging time. A tornado knocked a tree onto my house—who do I file a claim with?

Call us today for a full rating!305-267-7138. You can also quote for free here.

Share this post

Recommended Posts

Florida Commercial Property Insurance Guide 2025.

Protecting your commercial property in Florida requires more than just a standard policy. At Univista Insurance, we help businesses find

How to Prepare Your Home and Homeowners Insurance for Hurricane Season

Before hurricane season begins, it’s the perfect time to protect your home against high winds and heavy rains. Hurricane season

Understanding Your Dental Insurance Annual Maximum

Understanding your dental insurance annual maximum is key to avoiding unexpected out-of-pocket costs. At Univista Insurance, we help you navigate

Subscribe to our newsletter

Our life hacks, tips and tricks delivered straight to your inbox!

By subscribing you agree to receive information from Univista Insurance in your email.

Scroll to Top
Search