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Comprehensive Insurance: The Best Protection Against Car Theft

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The numbers don’t lie: 46,213 cars were stolen in 2023 across the three counties of South Florida’s Atlantic coast, according to the National Insurance Crime Bureau (NICB). This region, including Miami-Dade, Fort Lauderdale, and Palm Beach, ranked among the top metropolitan areas affected by vehicle theft nationwide.

A Wake-Up Call for Car Owners

For vehicle owners in South Florida, these figures are a stark warning. Taking preventive measures to protect your car is essential.

The Most Stolen Cars Include:

  • Ford Pickup (Full Size): 2,030 units
  • Honda Accord: 1,003 units
  • Nissan Altima: 1,000 units
  • Chevrolet Pickup (Full Size): 992 units
  • Toyota Camry: 898 units

Basic Security Recommendations

Authorities recommend adopting these preventive habits to reduce the risk of theft:

  • Do not leave keys inside the vehicle.
  • Ensure all doors and windows are locked.
  • Park in well-lit areas with surveillance cameras.
  • Avoid leaving valuables in the car.

The Role of Comprehensive Insurance

Even with these precautions, thieves increasingly use sophisticated methods to steal vehicles. If your car becomes their target, it’s hard to prevent theft entirely. This is where comprehensive insurance becomes your best ally.

This type of policy not only covers vehicle theft but also damages caused during an attempted theft, such as broken windows or forced doors. Additionally, the insurer guarantees the replacement value of the stolen vehicle, offering the peace of mind you need.

In Summary

Although you cannot always prevent theft, you can protect yourself financially from such events. Getting insurance that includes theft coverage is a smart decision to safeguard your investment and peace of mind.

Call a Univista Insurance agent today to ensure your policy includes theft coverage. Don’t wait—protect your vehicle now!

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