How does the new roof repair law affect me? Now more than ever, property owners in Florida must pay attention to roof maintenance and repairs. Insurers complain of having lost $1.3 billion in the past year due to the increase in claims.
In fact, these days, a proposed law is being debated in the state legislature that, if approved, would only cover roof repairs based on their age if they have not been repaired in the last ten years. This means that customers who file claims would receive reimbursement for repairing the damaged roof based on the age of the structure, known as actual cash value.
Although many voices have risen against the proposed law, our best advice is that when the time comes to repair your roof, don’t let time pass and fix it. If you know that the lifespan of a roof is 20 to 25 years, you can plan ahead for its replacement.
However, avoid entrusting the work to a friend. It’s better to hire a professional who, in addition to assessing the roof’s condition, can advise you on the best materials and procedures and obtain the necessary permits to carry out the repair.
Before choosing a contractor, get several quotes, look for someone who has been doing repairs in your area for several years and has experience working with the City.
Once you have your roof renovated, inform your insurance company, and it’s likely that your monthly premium will decrease. On the other hand, if the law were to change, it would not affect you.
Call Univista Insurance and secure your home at the best prices in the market. How does the new roof repair law affect me?
Call us today for a full qualification! (305) 267-7138. You can also quote for free here.
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