How to lower the insurance for a car I barely use? Since the start of the pandemic, thousands of people are working from home and using their cars less. Some insurance companies have tried to remain appealing to these customers by creating a flexible and personalized type of contract that protects them based on the number of miles they drive per month.
According to the Federal Highway Administration of the U.S. Department of Transportation, an average car typically travels around 13,500 miles per year. If you have stopped using your car as much, it may be beneficial for you to switch to mileage-based insurance.
Companies that offer this type of insurance monitor the vehicle through telematics. They connect a control device to the car’s diagnostic port, allowing them to create a personalized insurance rate.
In this way, the customer pays a very low base monthly rate plus a percentage based on the number of miles the vehicle travels. If the car stays in the garage, you only pay the base rate.
This type of insurance is also very convenient for the second car in the household, the one that barely gets driven.
Call Univista Insurance and get one of the cheapest auto insurance options on the market that suits your needs. How to lower the insurance for a car I barely use?
Call us today for a full qualification! 305-508-9575. You can also quote for free here.
Vehicle 
Home & Property 
Commercial 
Life 
Health