How to Prepare Your Business for Hurricane Season?

How to Prepare Your Business for Hurricane Season? Although every business is different, there are common helpful tips when preparing for the hurricane season, which runs from June 1st to November. The goal is to avoid being part of the 40% of businesses that, according to FEMA, do not reopen after being forced to close due to a storm.

If the coronavirus has taught us anything positive, it is that businesses are stronger and more resilient when they have a plan.

Before a hurricane appears on the coast, it is crucial to identify the risks and vulnerabilities of the business. This includes understanding to what extent operations will continue and establishing a timeline for safely ceasing activities. The priority of the plan is to protect assets, such as securing doors, windows, inventory, databases, and work equipment, as well as planning how to deal with flooding or disconnecting the power supply.

In many cases, it is necessary to have an emergency budget to facilitate the implementation of the plan. It should be remembered that the greatest asset of any business is human life.

The plan should include communication with employees, suppliers, and customers. Employees should know what is expected of them, whether the business will close or if they have specific tasks to fulfill during the preparation process for the approaching storm.

For businesses with multiple employees, it is important to coordinate and practice different emergency situations to avoid improvisation.

Another recommendation is to create a schedule for a safe reopening, which includes the cleaning process and the repair of affected equipment. It is useful to have the contacts of essential professionals or technicians in the agenda to ensure the company can resume its operations.

A key aspect during the preparation is to carefully review the company’s commercial insurance package or BOP (Business Owner’s Policy), especially the technical aspects. The business owner should know what is covered in the policy and what is not. If the policy is considered insufficient, they should contact their insurance agent to reach an agreement that satisfies their needs. How to Prepare Your Business for Hurricane Season?

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