Reasons Not to Automatically Renew Your Obamacare Plan
The enrollment period for affordable health plans under the law known as Obamacare began on November 1 and will extend until January 15.
Many families enrolled last year have started receiving notifications to automatically renew their policies. Although this option seems more convenient and less complicated, it may actually be less beneficial financially and in terms of health benefits.
The health insurance marketplace is constantly changing; providers, plan conditions, and benefits vary from year to year.
If you receive a letter promising the same rate for the upcoming year, it might initially seem like a good choice. However, there could be other plans on the market with better coverage that include the right providers for your medical needs at a better price.
In other words, by switching plans, you might end up paying a lower premium with reduced deductibles when using medical services, and with coverage that better meets your health needs.
It’s true that there are numerous health plan providers, which can make it overwhelming to review all the available options to find the one that best fits your family’s needs. The recommended approach is to call Univista Insurance, which works with many insurers and will gladly and professionally recommend the most beneficial plan for you and your family.
Conclusion: Do not renew automatically; explore better options with your Univista Insurance agent.
Call us today for a full rating! 305-985-4126. You can also quote for free here.
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