What your roof says about your homeowner’s insurance. MIAMI – For those living in a hurricane-prone state, the roof is an important factor when buying a house. It is the first line of defense against storms and where the danger of winds and rain concentrates.
In fact, the type and condition of the roof will influence the price of homeowner’s insurance.
Although it is common to see houses with gable roofs in South Florida, experts (The Partnership for Advancing Technology in Housing, PATH) point out that these roofs tend to suffer more damage from wind forces compared to a hip roof.
Another crucial aspect is the material used for the roof covering and the type of shingles. The proper securing of the structure with enough nails and anchoring it well to the house’s framework will also have an impact.
We are not recommending that someone interested in buying a property with a gable roof should avoid it. We are providing information that can be key if you have to choose between two houses that you like and they differ in roof type. Call Univista Insurance, and our specialists can explain how that characteristic can influence your homeowner’s insurance.
The important thing, regardless of the type of roof, is to have a good policy that protects you from potential damages your property may suffer. What your roof says about your homeowner’s insurance.
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