You still have time to purchase your flood insurance. The 2021 hurricane season is just around the corner. It officially begins from June 1st to November 30th. However, this doesn’t mean that major storms accompanied by heavy rainfall cannot form before that, posing a threat to your home.
If you live near the coast, you should be concerned about storm surges and coastal flooding caused by hurricanes. For those who live further inland, heavy rains are the main cause of flooding and, therefore, the greatest threat to the safety of their homes.
On the website msc.fema.gov/portal/home, you can check the flood risk of the area where your home is located. However, remember that many instances of water elevation occur in areas marked as low-risk zones. According to FEMA, 20% of flood claims are generated in moderate-risk areas.
There are two very important facts that every homeowner should consider. The first is that homeowners insurance does not cover flood damage. The second is that flood policies have a 30-day waiting period. In other words, if you want to have coverage starting from June 1st, you need to purchase it by at least May 1st.
Don’t waste any more time, call Univista Insurance and get the cheapest flood insurance in the market. Don’t procrastinate, remember that about 90% of all natural disasters involve some form of flooding. You still have time to purchase your flood insurance.
Call us today for a full qualification! 305-267-7138.
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