Your business requires a personalized and effective insurance. Being creative in times of pandemic can have an impact on the survival of many businesses. Currently, some forms and variants of selling that previously barely reached small portions of the market have been developed.
An example of this is the rise of home catering. These are meals prepared by chefs with very high-quality raw materials. Natural, fresh, healthy products are sought, without colorings, preservatives, or excess fats. These meals are delivered to customers’ homes through online orders.
In a warm climate like that of Florida, bacteria such as E.coli and Salmonella are enemies of this new service modality. It is estimated that every year, one in four Americans will suffer some form of foodborne illness.
Therefore, if you are dedicated to this type of business, you must have a commercial insurance specialized in Catering that includes coverage against product contamination.
If a customer consumes contaminated food that has been processed by you, they will be covered under the usual commercial general liability policy and may receive monetary compensation.
But imagine that, after preparing orders for a whole day, you detect that some of the natural products you used were contaminated, then you will have no choice but to throw it all away. If that were to happen to you and you have specialized Catering insurance, the business can replace all the damaged products and food with the coverage of contamination.
Contact Univista and explain in detail the characteristics of the business you want to insure. Our agents will prepare a specific commercial insurance package with the activity you carry out. Be certain that you will not find greater coverage for such a low price. Your business requires a personalized and effective insurance.
Call us today for a full qualification! 305-728-2088. You can also quote for free here.
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