Can I have life insurance after a heart attack?
Can I have life insurance after suffering a heart attack? Approximately 805,000 people in the United States suffer a heart attack each year. Of these, 605,000 die during the first attack and 200,000 survive.
After living such a decisive experience, the vast majority of people rethink their life. They imagine what would have happened to their family if they had died at the time of the heart attack.
If you are a heart attack survivor and the question is on your mind: can you have life insurance? the answer is yes. A heart attack does not prevent you from purchasing life insurance that protects your loved ones.
There are generally two types of life insurance: term and permanent. After you have a heart attack, insurers may make it harder for you to access term life insurance, but they won’t stop you from opting for permanent life insurance.
The latter is the most convenient option for heart attack survivors. Permanent life insurance typically does not require a medical exam and is available to anyone between the ages of 45 and 85. Of course, you should expect that you will pay more for your coverage because of the risk associated with your health problem.
Something very important, if you suffered a heart attack, do not hide it from the insurer, lest, when claiming, the truth is discovered and your family members are left unprotected.
Call the specialists at Univista Insurance and they will help you get the cheapest life insurance on the market.