Does the type of car affect your insurance? | UNIVISTA INSURANCE

Does the type of car affect your insurance?

How does the type of car you drive affect your insurance? In general, we all like to drive a modern car with great technological features, fast, safe, and, if it is not too much to ask for, from a prestigious brand. It is not a secret that there is a relationship between the make, model, price of the vehicle, and the cost of the insurance policy.
Insuring a 2020 Toyota Corolla is not the same as a Maserati Ghibli from the same year. The price of the car is a key factor in determining the cost of the policy, although it is not the only thing that counts.
They also influence the ease with which a car can be stolen, the cost of repairs, the size of the engine, and the vehicle’s security features. Many insurance companies even discount cars equipped with high-quality safety devices.
You are wrong if you think that companies only look at how safe a certain car is to drive and its ability to protect its occupants with airbags, belts, and crash alarms, etc. Companies also take into account the potential damage this vehicle can inflict on third parties or another car. If the car in question is very aggressive and has a greater potential to cause damage to third parties, the insurer could increase the price of the liability clause. How does the type of car you drive affect your insurance?
If you’re interested in saving money on your current auto insurance, don’t think twice, call Univista Insurance.

Call us today for a full qualification! 305-508-9575. You can also quote for free here.