Does it affect my insurance if my car appears on the most stolen list? The Ford Pickup tops the list as the most coveted vehicle by car thieves in Florida, according to the National Insurance Crime Bureau (NICB). This statistic is significant for safeguarding your vehicle if you own one of these trucks and understanding how this reality might impact your auto insurance.
NICB reports that the Ford Pickup had a 25% higher theft rate than other stolen cars in Florida. The organization released a list featuring the top ten most stolen models:
- Ford: 2,030
- Honda Accord: 1,003
- Nissan Altima: 1,000
- Chevrolet Pickup: 992
- Toyota Camry: 898
- Toyota Corolla: 887
- Honda Civic: 772
- Dodge Charger: 639
- Honda CR-V: 580
- Hyundai Sonata: 577
Typically, insurance companies impose surcharges on models with a higher risk of theft. Therefore, it’s reasonable to expect cars on this list to have pricier comprehensive coverage.
If you own one of these models, taking precautionary measures to deter car thieves, such as installing alarms, GPS trackers, or steering wheel locks, is advisable. Insurance providers often reward policyholders with premium discounts for implementing preventive measures.
Moreover, if you’re in the market for a new car torn between similar models with identical prices and features, you no longer need to rely on chance or resort to nursery rhymes like “Eeny, meeny, miny, moe.” This information might help tilt the scales in favor of one. After all, knowledge is power.
You can pick up the phone at the dealership, call Univista Insurance, and ask about the impact of the insurance policy on each of the models you’re considering. Does it affect my insurance if my car appears on the most stolen list?
Give us a call today for a full assessment! (305) 985-4126. You can also get a free quote here.
