The COVID-19 vaccine affect my insurance?
Does the COVID-19 vaccine affect my life insurance? Some rumors launched by social networks indicate that people who are vaccinated against COVID-19 may have problems obtaining life insurance, “since the vaccines are experimental.” Others say the opposite, that people who have not been vaccinated will be denied life insurance.
Both rumors are false. In general, in order to obtain life insurance, the interested party does not have the obligation to share his vaccination history with the insurance companies.
Vaccination against COVID-19 will also not influence when having a policy or receiving benefits from it.
On the other hand, insurance companies pay the benefits
of death when the insured dies, regardless of the cause of death. The contracts list the few exceptions where the death benefit would not be paid.
This was corroborated by the American Council of Life Insurers (ACLI), arguing that the rumors are incorrect. “The life insurance policy contracts are clear about how they work and the causes that could lead to a denial of benefit. Vaccines against COVID-19 do not appear in these contracts ”.
In addition, the Centers for Disease Control and Prevention (CDC) have said that COVID-19 vaccines are safe and effective. Does the COVID-19 vaccine affect my life insurance?
Call Univista Insurance and get life insurance that protects your loved ones in the event of your absence.