Four ways to make homeowners insurance cheaper. At such a critical time, when all prices are soaring, cutting back on spending is key to a family’s financial stability. Saving on homeowners insurance without sacrificing the quality of coverage is possible by following very specific steps. If you want to pay less for your homeowner’s insurance we recommend:
- Compare with other insurers
The insurance market is very diverse and an insurer may guarantee the same coverage at lower rates.
- Increase the deductible
The deductible is the amount of money that the insured must pay in the event of a covered loss before the insurer assumes the rest of the damage. If the deductible is increased, the owner could save more than 20% of his current monthly premium. Before each claim, remember that you must first pay the agreed deductible.
- Increase home security
Insurance companies reward security improvements made to homes with discounts. If alarm systems are installed, door and window closures are improved. Or the old windows are changed for impact ones. Which, by the way, is a great deal as it increases your security and also saves you money.
- Pay premiums through automatic transfer
Some insurers encourage customers who pay through automatic transfers with discounts. That is, when you authorize them to withdraw the money directly from your account.
Call Univista Insurance and explain that you want to get cheaper insurance without losing protection. Four ways to make homeowners insurance cheaper.