Homeowner Insurance in Florida | UNIVISTA INSURANCE

Homeowner Insurance

A home is one of the most important investments one can make. When you get homeowner insurance with Univista Insurance you will have peace of mind that your home is properly insured. Our goal is to provide you with insurance coverage for your home at an affordable price that’s right for you and your wallet.

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Homeowner Insurance Coverages

We know unprecedented events such as fire, vandalism, hurricane, and/or other events can damage your home, which is why we provide the best and most affordable cost options for the protection of your home. Insuring your home for its present replacement value provides a priceless peace of mind for you and your family.

When you purchase your homeowner insurance, it is recommended that you choose a reputable insurance agency. Univista Insurance has qualified, professional licensed agents that will offer you the best coverage that fit your needs and wallet.

A free homeowners quote is only clicks or a phone call away (305) 995-0032. Please allow us the opportunity to protect your home. We work with the best insurance companies and offer you the lowest rates to save you time and money.

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HO3 (Homeowner Insurance Policy)

The HO3 (Home Insurance Policy) is a broad form and most common home insurance policy sold in the United States. It provides excellent coverage options for your home, personal property and liability protection.

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HO6 (Condo Owner’s Insurance Policy)

The HO6 (Condominium Owner’s Insurance Policy) is the most common type of policy used to insure townhomes and condominium units in the United States. It provides excellent coverage options for the interior walls of your condo or townhouse, personal property and liability protection.

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HO4 (Renter Insurance Policy)

The HO4 (Renter Insurance Policy) insurance policy is most commonly referred to as renters insurance. Whether you rent a home, condominium, townhouse or rental apartment the HO4 policy form provides excellent coverage options for your personal property and liability protection.

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DP3 (Rental Dwelling Insurance Policy)

The DP3 insurance policy is one of three insurance policies that are most commonly used for rental properties in the United States. The DP3 is popular because it is an Open Peril policy and a far more comprehensive policy than a DP1 or DP2.

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Home Liability Insurance

One of the most important components of a homeowner, condo owner or renters insurance policy is the personal liability coverage. This coverage provides protection for accidents you are liable for that occur inside or outside your home and result in bodily injury or property damage to others.

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Flood Insurance

Flood insurance covers your home, other dwellings, interior and exterior walls, roofs, furniture, clothes and appliances that are directly damaged by rising water, mold and mudslides. Flood coverage is not a covered peril under a homeowner policy and has to be purchased separately under a Flood Insurance Policy or added to your homeowners policy by endorsement if available.

Get the information you need to choose the right coverage for you!
Speak to a Licensed Univista Insurance Agent Today!
Call now! (305) 995-0032