How do you prevent bleeding wallets after visiting the dentist? Dental treatments can be quite costly; sometimes, they hurt the wallet more than having a tooth extracted or getting a filling. This reality leads many people to visit the dentist only when they can no longer bear the pain, and by then, it may be too late to remedy the issue without affecting the tooth.
However, there’s a solution to prevent bleeding wallets after a trip to the dentist, and it’s called dental insurance. This insurance alleviates the cost of treatments and emphasizes preventive care.
Here’s how typical dental insurance works without delving into too many details.
Typically, dental insurance covers 100% of preventive care and diagnostics, including dental cleanings, periodic diagnostic exams, X-rays, fluoride treatments, and sealants to prevent cavities.
Secondly, dental insurance covers between 60 and 80% of the cost of primary care, such as dental visits, fillings, extractions, periodontal treatments, and root canals.
Thirdly, it covers 50% of the primary dental care cost, including more invasive procedures that may require anesthesia or surgery, like crowns, bridges, and wisdom tooth extractions. Some insurances also include root canals and implants in this category.
To put it into perspective, consider the cost without insurance: a single dental implant placement can cost around $6,000. This procedure usually involves examination, extraction, bone grafting, titanium root, and crown placement.
On the other hand, the average monthly premium cost of dental insurance is around $35 per month. If your dental insurance covers implant placement, this procedure would cost you $3,000, half of what uninsured individuals pay.
In summary, if you’re looking to take care of your oral health, the best way is to reach out to Univista Insurance to obtain affordable dental insurance that protects your smile and your entire family. How do you prevent bleeding wallets after visiting the dentist?
Give us a call today for a full assessment! (305) 227-9304. You can also get a free quote here.
