How much do you pay for car insurance? | UNIVISTA INSURANCE

How much do you pay for car insurance?

How much do you pay for car insurance? One of the challenges for car owners when it comes to insuring their car is to find the cheapest insurance on the market. Why pay double when you can have the same coverage for less money?
That is why auto insurance is one of the most recurring topics among friends and work colleagues. “Boy, how much do you pay for insurance? When you get the answer, the next question is “and, what company are you with?”.
Although no two insurances are the same, the companies, when setting their rate, take into account different factors such as age, sex, place of residence, history of potential drivers, vehicle model, or price, among others. , there are parameters that tell us if one insurer is more expensive than another.
The Florida Office of Insurance Regulation developed a web page,, where the different insurers and the approximate prices of their premiums are listed.
This tool, called CHOICES, provides the average rate for three predefined examples: an elderly married couple, a single woman, and a family with young drivers. Although they are illustrative rates, they serve as a reference to see how the market is doing. The reality is that, in the end, each insurer will take into account the true factors that influence each contract.
Suppose you are married and have young children with driver’s licenses, then you choose the family with young drivers option, then the county where you live. Two columns will appear with about 30 insurers and their illustrative rates arranged from cheapest to most expensive.
In the first column you will see the minimum coverage rate required by Florida law. That is, Personal Injury Protection (PIP) and Property Damage (PD). In the second column will appear the rates that add up all the possible coverages, the previous ones, plus Uninsured/Underinsured Motorists, Medical Payments, Collision, Comprehensive, Towing and Labor; and Rental Reimbursement.
We insist, they are not definitive rates, but they serve to measure the temperature of the market. They are the broadest answer to how much do you pay for insurance and what company are you with?
If you want the cheapest auto insurance in Florida, just call Univista Insurance. How much do you pay for car insurance?

Call us today for a full qualification! (305) 508-9575. You can also quote for free here.