If your business is robbed, remember that you have business insurance. One of the indirect consequences of inflation is the increase in crime. According to the Miami Dade Department, robberies have risen 50% in the last year. If you have a small business, you must take the appropriate measures to prevent illegal acts against your premises. What to do if despite everything your business is robbed?
Most business owners’ insurance policies, known as BOPs, include business crime insurance. This coverage is very useful when it comes to recovering from damages caused by an assault, theft, fraudulent activities in your bank account, or a cyber attack.
If you discover that you have been the victim of a robbery, notify the police and file a claim with your insurance.
If the robbery occurred during the hours that the business was closed, you should instruct your employees to preserve the area so that the authorities can search for the necessary clues that will lead you to the wrongdoers.
On the other hand, you must train your employees so that, in the event of an assault, they sound the alarm, as long as it is a safe movement. The important thing is that they do not play the hero, trying to confront the assailants. The best thing is to pay attention to them and collaborate with the criminals as much as possible. Money and material things can be recovered, life cannot.
In addition, by having business insurance, you will receive compensation from your insurer for the money stolen and the damages suffered.
Also, if you want to lower your commercial policy without reducing benefits, at Univista Insurance you will find the cheapest commercial insurance in Florida. If your business is robbed, remember that you have business insurance.
If your business is robbed, remember that you have business insurance
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