I’m young; can I be on my parents’ insurance with Obamacare? The Affordable Care Act, commonly known as Obamacare, has introduced significant changes that benefit young individuals. If you’re a young adult wondering whether you can be under your parents’ insurance with Obamacare, the answer is yes.
One of the primary protections Obamacare provides is the opportunity for young adults to remain on their parent’s insurance until they turn 26. This provision has proven to be an invaluable aid for those starting their careers or pursuing education, ensuring they have medical coverage security.
Being under parental insurance offers financial peace of mind and grants access to various medical benefits. Young adults can avail themselves of preventive services, medical consultations, and treatments without worrying about the exorbitant costs they might face without insurance.
Both married and unmarried children qualify for this coverage. This rule applies to all marketplace plans—individual as well as employer-sponsored plans.
On the other hand, some young adults may choose to have their insurance. This grants them independence and the ability to customize their coverage according to their needs. By having their insurance, young adults can explore a range of options and select a plan that best suits their lifestyle and health status.
Ultimately, Obamacare has provided young adults with a valuable extension in health coverage, allowing them to be under their parent’s insurance until they turn 26. This measure offers security and stability as young adults navigate their careers and academic pursuits. However, having their insurance is also available, providing flexibility and control over their healthcare. Whichever path you choose for insurance, calling Univista Insurance will get you the most affordable medical coverage in the market. I’m young; can I be on my parents’ insurance with Obamacare?
Call us today for a comprehensive assessment! (305) 964-8803. You can also get a free quote here.
