Medicare Advantage: Do I keep the plan or do I switch?
Medicare Advantage: Do I keep the plan or do I switch? As is known, until December 7, you can change your Medicare Advantage plan. What worries many policyholders is whether it is worth changing the plan?
In situations like these, Spaniards, humorously, often say: if you have to go, go, but go for nothing. That is, change for change, without this movement contributing something, is not justified.
If you are used to the network of doctors who treat you and want to keep your doctors because you are satisfied with them. This aspect is a good point to stay in the plan.
If, when you look at the list of covered drugs in your plan, all the drugs you need remain in it and if they are kept at a good price. Here’s another key point to stick with your current plan.
Also, if the plan guarantees you free dental and vision care. Providing you with benefits like food, hairstyling, and membership to a gym and transportation, it appears that you gain nothing by venturing out of the plan.
Anyway, carefully reread the annual notice of changes – The Annual Notice of Change (ANOC) – that your plan probably sent you in September, and make sure that everything continues the way you like it. And if you find any changes, they are in your favor. Medicare Advantage: Do I keep the plan or do I switch?
If in doubt, when reviewing the plan documentation, call Univista Insurance and speak with one of the advisors. But if everything satisfies you in your current plan, turn the page and enjoy life.