Some advantages of term life insurance | UNIVISTA INSURANCE

Some advantages of term life insurance

Some advantages of term life insurance. If we have a family, our greatest wish is that our children grow up healthy, have a house to live in, and can be educated without economic deprivation. Now that we are asking, we would like our partner not to have to work long hours to provide for our home. And we would like to be healthy enough to provide for our family.
But what if the family provider dies before meeting those challenges? Most likely, the home will begin to sink into a sea of ​​bills. And that the surviving couple has to burst, working twice as hard, to compensate for the absence of the deceased provider.
To avoid those dark clouds over the family, there is a very useful, easy-to-understand, and cheap financial tool that can guarantee your well-being for a period of time. It’s called Term Life Insurance. This instrument serves to insure the family for certain coverage, during a period of time for the payment of a monthly premium.
The beauty of such insurance is that you can budget for the money your family would need to be protected. For example, if you pay a mortgage and also to have two children aged 10 and 15, the main challenge would be to continue paying for the house and have sufficient funds to guarantee the future careers of the children, who would be emancipated within 15 years.
Another advantage is that it is not necessary to pay for insurance for a lifetime. The protection is only extended for a certain period.
To continue with the same example, the term of this insurance would be 15 years and the death benefit would be $450,000. Enough money to cover the mortgage debt and the children’s studies.
The surprising thing about this insurance is that the monthly contract premium may not exceed $50 per month.
Put more simply, you paying a premium of 50 dollars per month could insure your family for 15 years. If within that term you have the misfortune to die, your family would receive compensation of $450,000.
Call Univista Insurance and inquire about term life insurance. Some advantages of term life insurance.

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