Term Life Insurance, several years without frights | UNIVISTA INSURANCE

Term Life Insurance, several years without frights

Term Life Insurance, several years without frights. Most people don’t have to explain what life insurance is. They understand that it is a contract between a client and an insurer so that, in the event that the client dies, their loved ones are not left unprotected and receive the agreed financial benefit. Either $100,000, $200,000 or $300,000.
Although many people consider it a good deal, they are held back by the fact that they have to pay for a lifetime. “Who knows, if I ever stop paying and everything will have been for pleasure.” Despite this, they continue to be tormented by a recurring thought: “If something happens to me today, what would happen to my children? They lack financial protection to continue with their current standard of living.” “I hope I am healthy enough, while I create the necessary capital to guarantee financial stability for my family.”
Those who think like this are unaware of the existence of life insurance that can erase that concern from their mind. It is the term life insurance that protects the beneficiary for a period of time agreed with the insurer.
According to the Insurance Information Institute -Insurance Information Institute- 97% of life insurance contracts are term.
This insurance is so popular because it is contracted only for a certain time, be it 5, 10, 15, 20, 25 or 30 years. For example, for five years, “while the business gets stronger”, “while I save certain capital”, or “while my son studies at the university”. If a month after contracting, the insured dies, the family will be protected.
Another advantage of this insurance is the price. As it is a limited coverage for a certain time, it is very cheap despite the fact that its benefit is usually quite abundant. On the other hand, most insurers do not require a medical check-up for this type of life insurance.
If you are interested in knowing the details of term life insurance, call Univista Insurance and the advisors will explain the details of this attractive product. It is undoubtedly a magnificent option to protect your loved ones. Term Life Insurance, several years without frights.

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