Truck Insurance: Protection against theft and vandalism
Truck Insurance: Protection against theft and vandalism. Theft and acts of vandalism are significant concerns for truck owners and fleets across the United States. Protecting your investment is essential, and truck insurance covers these situations.
If you approach your truck after a well-deserved break and discover that your belongings have been stolen, your windows have been smashed, or you’ve suffered any form of damage, though it’s painful, it’s not the end of the world. Truck insurance typically offers coverage against vehicle theft or damages caused by vandalism. This coverage can help you recover significant financial losses.
National statistics show that truck theft and acts of vandalism are ongoing concerns. According to the FBI, in 2020, there were over 4,500 reported truck thefts in the United States, resulting in millions of dollars in losses. This underscores the importance of having solid coverage in your truck insurance policy.
According to data collected by Verisk Analytics, a company that tracks reported cargo thefts, in 2022, they recorded 1,778 incidents in the supply chain in Canada and the United States, marking a 15% increase compared to 2021.
If theft or vandalism occurs within or outside the state, follow these steps to file a claim:
- Contact your insurer and report the incident as soon as possible, providing precise details.
- Gather evidence, take photos of the scene and any damage, and collect police reports if possible.
- Keep a record of all expenses related to the incident, such as repairs, rental costs, and loss of income.
- Your insurance company will assign an adjuster to assess the damage and assist with the claim—cooperate with them.
Truck insurance and protection against theft and vandalism are essential for safeguarding your assets. Please maintain detailed records and follow the claims process correctly to ensure an efficient resolution, even if the incident happens outside of Florida.
It’s crucial to understand that if the theft or vandalism amount doesn’t exceed your deductible, it might not be worth filing a claim with your insurance.
At Univista Insurance, you can obtain the most affordable truck insurance in Florida. Truck Insurance: Protection against theft and vandalism.