As a recent immigrant, how do I enroll in Obamacare? Over the past year, thousands of people have immigrated to the United States. They are experiencing their first open enrollment period for Obamacare, which started on November 1 and will end on January 15.
These newcomers are bombarded through media outlets such as press, radio, and television about the advantages of subsidized health insurance plans operating under the Affordable Care Act (ACA).
Many need to keep their distance, thinking they can only benefit from government-subsidized health insurance allowing them to care for their health if they pay a monthly or meager fee. The reality is that it’s not necessary to be an American citizen to benefit from Obamacare.
It doesn’t matter if you’re an immigrant or how long you’ve been in the United States to qualify for subsidized insurance. You must have legal status and earn more than 100% of the federal poverty level (FPL).
Interestingly, many immigrant sponsors’ family members can also enroll in Obamacare. Perhaps the family member who claimed them based on their income wasn’t interested in having insurance under the ACA, but now, with the family unit growing, it might be convenient.
Additionally, if a company sponsored the newcomer, they might be included in their employer’s Obamacare insurance.
In short, any immigrant with legal status in the United States earning between 100% and 400% of the FPL can benefit from subsidized health insurance.
But if you have doubts, find it cumbersome to understand the different health plans and available options, or are unsure about the documentation needed, it’s best to call Univista Insurance. An insurance specialist will explain everything in your language, using simple words, and guide you step by step to get an affordable health policy. As a recent immigrant, how do I enroll in Obamacare?