Does the COVID-19 vaccine affect my life insurance?

Does the COVID-19 vaccine affect my life insurance? Some rumors circulating on social media suggest that individuals who receive the COVID-19 vaccine may have trouble obtaining life insurance, “as vaccines are considered experimental.” Others claim the opposite, stating that individuals who have not been vaccinated will be denied life insurance.

Both rumors are false. In general, to obtain life insurance, applicants are not required to share their vaccination history with insurance companies.

COVID-19 vaccination will also not have any influence on obtaining a policy or receiving its benefits.

Furthermore, insurance companies pay death benefits when the insured individual passes away, regardless of the cause of death. Only a few exceptions, which are listed in the contracts, would result in the denial of death benefits.

This has been confirmed by the American Council of Life Insurers (ACLI), stating that the rumors are incorrect. “Life insurance policy contracts are clear on how they work and the reasons that could lead to a denial of benefits. COVID-19 vaccines are not mentioned in these contracts.”

Additionally, the Centers for Disease Control and Prevention (CDC) have stated that COVID-19 vaccines are safe and effective.

Call Univista Insurance and obtain life insurance that protects your loved ones in the event of your passing. Does the COVID-19 vaccine affect my life insurance?

Call us today for a full qualification! (305) 728-6352. You can also quote for free here.