Being a parent comes with great responsibility. From the moment a child is born, their well-being becomes the top priority. However, children don’t come with a manual, and in a country where medical care is expensive, many parents wonder if it’s necessary to get vision insurance for their kids.
What Does Vision Insurance Cover?
Vision insurance covers routine expenses related to eye health, including:
- Preventive eye exams
- Contact lenses and glasses
- Treatments for visual problems
- In some cases, surgical procedures and corrective surgeries
Children’s Eye Care
During the first year of life, pediatricians evaluate a baby’s vision during regular check-ups. Using a flashlight, they check the reaction of the pupils and eye alignment. If they detect any abnormalities, they will refer the child to an ophthalmologist.
If no issues are present, recommended vision check-ups are as follows:
- At 3 years old: To detect early potential issues.
- At 6 years old: A key evaluation before starting school.
- Every two years after 6 years old: To monitor visual development.
The 6-year check-up is crucial, as undetected problems can affect the child’s academic performance.
When to Get Vision Insurance for Your Child
If there’s a family history of visual problems or the pediatrician detects an anomaly, it’s advisable to have vision insurance to ensure proper care.
The good news is that medical plans under Obamacare include vision coverage for children. If you have another type of insurance and want the best coverage for your child, call Univista Insurance. Our specialists will guide you toward the plan that best fits your needs and budget.
Protect Your Child’s Vision
Vision is one of the most important senses for their development and learning. Don’t let visual problems hinder their ability to explore and learn about the world around them. Invest in their future with the right vision insurance!