Personal liability insurance for panel installation?

Do you require personal liability insurance for installing solar panels? It is becoming more common to see solar panels on the roofs of Florida homes. There is great enthusiasm for so-called clean energy, fueled by aggressive government loan programs, which make it easy for interested homeowners to install these systems and repay the debt they owe in 10 to 20 years, paying very low interest. In addition to the usual reduction in the electricity bill and federal tax credits for owners who bet on this type of energy.
With so many facilities and advantages, there is a fact that many homeowners overlook that they should take into account when considering installing the panels in their homes.
Panel supply companies require anyone installing a Tier 2 system to have Personal Liability Insurance, PLS, with coverage of at least $1 million.
Generally, solar panels are divided into three levels: Level 1 those that are less than or equal to 10 kW; Level 2, those that exceed 10 kW up to 100 kW and Level 3, those larger than 100 kW.
According to the US Energy Information Administration, the average consumption of a house in the US is around 30 kw per day.
Do not be scared by this requirement since the average cost of a PLS coverage of these characteristics is 14 dollars a month. An insignificant expense in the face of so many advantages. That is why more than 90,000 homeowners have chosen to use energy from the sun. However, for those who like clear accounts, remember to include the $14 per month of this requirement in the green bill.
For more details on the impact installing a solar panel system on your home can have on your homeowner’s insurance, call our specialists at Univista Insurance. Do you require personal liability insurance for installing solar panels?

Call us today for a complete qualification! (305) 267-7138. You can also quote for free here.