Four steps to help you choose your car | UNIVISTA INSURANCE

Four steps to help you choose your car

Four steps to help you choose your car. We came to the decision to buy a new car in different ways. Sometimes, out of imperative necessity, either because we do not have a vehicle or the one we have begins to cause problems. Every month you have to visit the mechanic to fix something. Perhaps a child was born to us and we have to find accommodation for him.
The motivation to buy a car does not always come from elaborate reasoning. Sometimes it’s just because. “I got bored of the one I’m wearing.” “All my friends have good cars.” “I have always dreamed of having such a brand.” “I work hard and I deserve better.” “I need to improve my image.” In short, the justifications are endless.
Whatever the reason that motivates us to buy the new vehicle, the same question is always present: how to choose it?
The first step is to determine the needs. How many people will use it? How big is the family? How far will it travel each day? Will it be used to tow a boat? To load? How big is the garage?
When you answer those questions, he discovers if you are interested in purchasing a sedan, SUV, a pick-up truck, or “the car of my dreams.”
The second key step is determining the budget. The general rule of thumb is that the car premium does not exceed 15% of the monthly income. For example, if someone earns $ 2,500 a month, he should avoid buying a vehicle with a monthly premium of more than $ 375. In this way, you can have additional money to pay the mortgage, food, electricity, etc.
The budget will pave the way for us to determine if we buy a new, used, or rented car, the make, and model that we want or need.
The next step is to find the car that fits your budget, needs, and taste. There are several very useful websites where you can compare used cars with new cars and leasing. These are www.carmax.com; www.kbb.com; www.edmunds.com; or www.truecar.com. Four steps to help you choose your car.
When you have the car or cars you would like to buy, the final step is to go to a dealership and test them out. Now, the one you like the most, you take home.
Of course, do not forget that you must take out insurance. And the best option is Univista Insurance.

Call us today for a full qualification! 305-508-9575. You can also quote for free here.