How does Obamacare benefit me?
How does Obamacare benefit me? Unbelievably, there are still people who do not understand the health benefit of enrolling in affordable health insurance plans that operate under the law called Obamacare.
In a country where lack of adequate health insurance can mean family bankruptcy or irreversible deterioration of health, Obamacare is the most favorable solution due to its wide coverage and the emphasis it places on preventive care.
Any plan to be accepted within the government health insurance market must dispense 11 benefits, the purpose of which is to guarantee the general health care of the insured, without causing a great impact on their pocketbook.
Each ACA health plan must cover primary care. To do this, it assigns a family doctor, who will take care of the patient and recommend annual preventive check-ups to diagnose the health status of the insured. If he detected a health problem, he would refer you to a specialist.
These plans cover all medical specialties. A very important factor for those who need specialized care. When choosing the plan, it is essential to check if the conditions for accessing the specialist are appropriate, since they may vary from one plan to another.
The next benefit is the preferred drug list. Many of these listed drugs can be obtained for free or at an affordable price.
Laboratory studies, imaging checks, scans, blood, and urine tests are also included in the coverage. Almost all plans cover a free annual general checkup.
Urgent care services are also covered, although members only have to pay a copayment for care.
How could it be otherwise, hospitalizations are included among the mandatory benefits.
On the other hand, if an insured woman becomes pregnant, she does not have to look for an extra policy. Even pregnancy care, delivery care, and newborn care are protected.
If someone suffers from a mental illness or is dependent on a drug, their condition is covered by insurance.
After suffering an accident or surgery, many times we need rehabilitation services at home or in a specialized clinic. This service is included in Obamacare, as well as the necessary devices, such as wheelchairs, crutches, or prostheses.
Finally, hospice care for the terminally ill is also included in the coverage. How does Obamacare benefit me?
As you may have seen, there is no other health insurance as comprehensive as Obamacare in the US. If you want to enroll or have any questions, just call Univista Insurance.
Remember that the registration period runs from November 1 to December 15, 2021.