How important is it to carry proof of insurance when driving?
How important is it to carry proof of insurance when driving? In Florida every year, several thousand new drivers start driving their cars on the different roads of the state. Many of them come from other countries where there are different laws and regulations and are not clear about the documents they must carry in the vehicle. If you are one of them, this note is for you.
In addition to the driver’s license and car registration, the document that should always be carried is the insurance or Florida Automobile Insurance Identification Card. A small card is sent by the insurance company where the name of the insurer appears, the policy number, the full names of the insured, the coverage period, the make and model of the vehicle, and the corresponding identification number or VIN Number.
If you realize that you do not have such a card, you can request it from your company and you will receive it by mail in a few days. Also, if you go to your insurer’s website, you can print a copy of it that will be valid to prove that you have insurance.
In addition to the police officers, you must show the insurance card of the car, in the offices of the Department of Motor Vehicles, when you do the procedures to get or renew your driver’s license and in case of obtaining a new car registration plate. . If you have an accident, the other driver may ask you for your insurance information. Sometimes when you go to buy new insurance, the new insurer may ask you for proof of previous insurance.
If you drive without this document and a police officer for your vehicle, you will usually have 24 hours to prove that you are insured, however, you could be fined. If you are generally uninsured, they will send you to court and you will be fined.
But beware, you can not think of showing a false proof of insurance. The consequences would be dire. You could end up arrested and with your driver’s license suspended and charged with fraud.
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