How much does dental insurance cost?
How much does dental insurance cost? Dental care is extremely important for maintaining overall health. However, some people barely visit their dentist or don’t even have a regular dentist due to fear of high consultation and treatment prices.
Apparently, these individuals are unaware that there is a way to save on orthodontic bills, and that is by having dental insurance. But how much does dental insurance cost?
Like any other policy, dental insurance can vary depending on where the insured person lives, the chosen insurance company, and the plan they opt for.
In Florida, the cost of dental insurance ranges between $25 and $50 per month.
Factors that influence the price of insurance include the age of the insured individual (older individuals pay more), the type of insurance (HMOs are cheaper than PPOs), and the maximum coverage limit (a policy covering $2,500 per year will be more expensive than one covering $1,000 per year).
The key aspect of dental insurance is that it is designed to prioritize preventive treatments in order to avoid costly procedures. Therefore, dental exams, cleanings, X-rays, sealants, and fluoride for children are covered at 100%.
Other treatments usually receive a discount ranging from 80% to 20%. This includes fillings, extractions, root canals, and other procedures.
In short, to prevent deterioration of oral health, it is wise to call Univista Insurance and request dental insurance. Keep in mind that once insured, more expensive procedures such as implants and crowns can cost you only half the price. How much does dental insurance cost?