I’m pregnant and don’t have insurance. How can Obamacare help me? The Obamacare open enrollment period is underway, and if you’re pregnant or planning to be, understanding how this program can benefit you is crucial.
Obamacare provides an array of benefits for expecting women and newborns. All available plans cover pregnancy and childbirth, even if your condition begins before your coverage kicks in. Prenatal and newborn care are essential health benefits, meaning all qualified health plans must cover them.
With the open enrollment deadline until January 15, 2024, it’s important to note that if you want your coverage to start on January 1, 2024, you must enroll by December 15, 2023; otherwise, it’ll start on February 1.
Having medical coverage under Obamacare while pregnant makes getting medical checkups and screening tests easier to ensure your health and the baby’s well-being. This includes screenings for gestational diabetes, gonorrhea, hepatitis B, maternal depression, preeclampsia, Rh incompatibility, syphilis, counseling for smokers, as well as screening for urinary tract infections, among others.
Moreover, it offers specific services such as lactation counseling, breastfeeding supplies, and folic acid supplements.
An important note is that pregnancy doesn’t automatically qualify you for a Special Enrollment Period, so take advantage and enroll before January 15. Otherwise, you’ll have to wait until the child is born. Having a baby allows you to register outside the open enrollment period, and your coverage will start on the baby’s birthday.
Regardless of when your child is born, please let your insurance agent know. This could change your coverage options and potential savings, allowing you to qualify for more benefits and reduce what you pay in monthly premiums.
Leverage the opportunities Obamacare offers to ensure comprehensive coverage during this exciting phase of your life. Call Univista Insurance and enroll in a health insurance plan if you’re pregnant. I’m pregnant and don’t have insurance. How can Obamacare help me?
Call us today for a full assessment! (305) 964-8803. You can also get a free quote here.
