Three essential coverages for truck operators

Three essential coverages for truck operators. Nearly 70% of all goods moved in the US are transported by road. According to Truck Info, trucks transport the equivalent of $680 billion in products and goods each year. These figures indicate the importance of this vital service for the country. If someone decides to pursue road transportation as a way of life, they must comply with established rules to ensure the safety of the cargo.

A fundamental policy for carriers is Cargo Insurance that will cover damages that may occur to the merchandise carried in their vehicle. Being a carrier is not just about having a truck and transporting goods from one place to another, it’s about doing so responsibly. Client companies entrust carriers with thousands and thousands of dollars’ worth of essential products that must arrive at their destination in good condition and on time. The law warns that the responsibility for the cargo falls on the carrier from the moment it is loaded onto their truck until they sign for delivery at the destination.

The Department of Transportation requires that all owner-operators have Primary Liability Insurance that protects against damages or injuries that other people may suffer as a result of an accident with their vehicle. Insurers usually cover from $35,000 to $5,000,000.

Trucks, like any other vehicle, can suffer accidents, fires, or thefts, and are affected by storms or floods. To repair damages suffered under the aforementioned circumstances, Collision Coverage is available.

When you are going to dedicate yourself to transporting goods, it is crucial to contact the agents at Univista Insurance, who can guide you on the different policies available on the market to protect your business. They will find you the most economical insurance with the best protections for your truck. Three essential coverages for truck operators.

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