Seguro de bote

Descubre la tranquilidad en aguas abiertas. En Univista Insurance, buscamos cotizaciones de seguros para proteger tu bote y tus aventuras. Navega con confianza, ya que la cobertura perfecta está a solo un clic de distancia.

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What Boat Insurance covers?

Every boat journey should be backed by reliable coverage. We help you explore options that shield you against common challenges like sinking, storms, fire, theft, and even collisions.

Coverage typically extends to the boat’s hull, motor(s), specific equipment, and even the boat trailer. Additionally, we find plans that offer bodily injury and property damage liability to ensure you’re covered on all fronts.

Essential details for an accurate boat insurance quote:

Driver details

Gather names, birth dates, license numbers, etc., for each boat operator.

Boat specifics

The year, make, model, identification number, and value.

Previous insurance

Details from your most recent boat insurer.

Maximizing your savings with discounts

We believe in getting the most out of your boat insurance. That’s why we actively search for and apply eligible discounts, enhancing the value you get:

Safe boating: Rewards for those with a commendable navigational history.
Loyalty benefits: Discounts for proof of prior insurance.
Bundle bonuses: Potential savings when insuring multiple boats.
Advance payment rewards: For those who handle their premium upfront.
Eco-friendly options: Save when you opt for electronic payments and paperless document delivery.
Homeowner advantage: Potential savings for homeowners.
Veteran sailor: Discounts reflecting your years of boating experience.

Boat insurance FAQs

Is boat insurance mandatory?

While boat insurance is not mandatory in all states or countries, some marinas and lenders may require proof of insurance before they allow you to dock or finance a boat. Additionally, certain states may require liability coverage.

How much does boat insurance cost?

Several factors can influence your boat insurance premium, including the boat’s value, size, type, age, and usage, as well as the chosen coverages, limits, and deductibles.

Does boat insurance cover theft?

Most boat insurance policies cover theft, but it’s essential to check your policy’s specifics. Some might only cover theft if the boat is stolen from certain locations or if specific security measures were in place.

Still have questions? Speak to a Univista Insurance expert now.

Let us simplify the complexities and tailor solutions perfectly suited for you.

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