Auto Insurance in Coral Gables - Protect Your Vehicle with the Best Coverage

At Univista Insurance, we provide a variety of auto insurance coverage options to protect you and your vehicle on the roads of Coral Gables, Florida. Here are some of the coverage options available to you:

Personal Injury Protection (PIP)

Personal Injury Protection (PIP) is a crucial coverage option for any motor vehicle owner. According to Florida law, PIP insurance is mandatory if you own a vehicle with four or more wheels. In case of an accident, PIP coverage offers medical and other related bill reimbursements, minimizing the need for lawsuits.

Bodily Injury Liability Coverage

Bodily Injury Liability Coverage defends against lawsuits stemming from injuries inflicted on others in a car accident. BI coverage compensates for the injured person’s medical expenses, lost wages, and pain and suffering.

Property Damage Liability Insurance

Property Damage Liability Insurance is vital for protecting you from lawsuits arising from damaging someone else’s property while driving. It covers damages to another person’s property, including buildings, fences, telephone poles, and other cars. This coverage even applies if you’re driving a vehicle that isn’t your own.

Comprehensive and Collision Insurance

Comprehensive and Collision Insurance coverage options shield your car from various damages. Collision coverage safeguards your car in the event of a collision with another vehicle or object, while comprehensive coverage handles losses from other causes, such as theft, vandalism, or natural disasters.