Homeowners Insurance Kendall

Kendall homeowners insurance gives you and your family peace of mind because it can help you recover from the financial effects of losses to your home and personal property. UniVista Kendall Homeowners Insurance provides you with quality coverage at a fair price.

A homeowner’s first step to obtaining an Kendall homeowners insurance policy is to assess his or her insurance needs. Estimate the replacement cost of the home, understanding that replacement cost is not the same as market value. Market value is what you would pay if you were to purchase the home and the land, the replacement cost is the money it would take to rebuild or repair only your home.

Once you have determined the replacement cost, you will want to do an inventory of your home’s contents and determine their values. This means everything from electronics to clothing. Understand that the policy may only include the depreciated value of the items, not the value of what they were when you purchased them. Your Kendall homeowners insurance policy will be written to cover those contents as well.

P.S. UniVista suggests that you make a video record of your contents in the place where they reside as well as the interior and exterior of your home and store this in a safe place away from your home.

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