Property Insurance Blog

How to lower the cost of flood insurance? In Florida, the threat of floods is an ongoing reality, and while peace of mind can be achieved with flood insurance, it’s only sometimes [...]

My dog bit my neighbor’s child. Does my homeowner’s insurance cover me? In the US, approximately 69 million domestic dogs share a household in a family home, according to a 2022 study [...]

Differences between water damage and flood damage. We all strive to protect our homes from various risks that could affect them. If you live in Florida, even though the law doesn’t require [...]

King Tide: Frequent floods expected. The King Tide is a natural phenomenon that occurs primarily in the spring and fall, in this case, from late August to late November, when the Moon and the Sun [...]

Should I pay a deductible when filing claims for damage to my belongings? It’s incredibly stressful when someone arrives home to find that all their belongings have been taken – the sofa, [...]

Advantages of private flood insurance. While neither home insurance nor flood insurance is mandatory in Florida, homebuyers who purchase their homes through a mortgage are required, either by the [...]

Does insurance cover the renovations I do myself in my home? Some couples who own homes prefer to tackle home renovation projects independently. They revamp the pool, update kitchen cabinets, fix [...]

Security products that can lower your homeowner’s insurance. Florida is one of the states where homeowner’s insurance costs are among the highest. According to the Insurance [...]

Tips for your child to have a safe pool party. Pool parties are one of the most enjoyable pastimes for children in South Florida. The group of school friends gathers at one of their homes, eats [...]

How does the difference between replacement cost and actual cash value affect me? Homeowners insurance compensation can be based on either the actual cash value or the replacement cost of the [...]