Five ways to make homeowners insurance cheaper
Cutting spending at such a critical time is key to the family’s financial stability. Saving on homeowner’s insurance without sacrificing the quality of coverage is possible with very specific steps. If you want to pay less for your homeowner’s insurance we recommend:
- Compare other insurance on the market
The insurance market is very diverse and competitive, some insurer may guarantee the same coverage with lower rates.
- Increase the deductible
The deductible is the amount of money that the insured must pay in the event of a covered claim before the insurer assumes the rest of the damage. If the deductible is increased, the owner could save more than 20% of her current monthly premium. Of course, the first $ 500, or $ 1,000 of each claim
the owner would pay for them.
- Increase the security of the house
Insurance companies reward home security improvements with discounts. If alarm systems are installed, or door and window closures are improved. Or the old windows are replaced by impact ones. By the way, it is a great business since you increase your security and also save money.
- Pay premiums through automatic transfer
Some insurers encourage customers who pay through automatic transfers with discounts. That is when you authorize them to withdraw the money directly from your account.
- More than 55 years
If you are over 55 years old, there are insurers that give discounts to people over this age.
Call Univista Insurance and explain that you want to lower your insurance price without losing protection.