Get your boat ready; they’re forecasting an extremely active hurricane season. Meteorologists are predicting a pretty active hurricane season in 2024. They forecast that between June 1st and November 30th, there will be around 23 named storms in the Atlantic. If you own a boat, you should know that your boat insurance typically covers damages and losses caused by hurricanes.
The typical insurance should protect you from damages a storm may cause to the hull, engine, or electrical system. Even if your vessel sinks wholly or partially due to the forces of the wind and the storm surges, you should expect compensation from the insurance.
Despite these protections, it’s prudent to prepare before the storms hit. The best way to do this is through planning. You should anticipate where you’ll shelter your boat if a hurricane approaches, whether in a marina or a well-sheltered port. Consider hauling the boat from the water to a safe location, away from surges, strong winds, and potential falling trees. Ensure the towing vehicle can move the boat and check its axles and wheels. Plan how to remove the most expensive electronic devices from your boat.
Please inspect the condition of all doors and hatches on the boat and make sure they close properly. If not, try to fix them before a hurricane arrives. Consider the tarps you’ll use to protect your boat.
Lastly, thoroughly read your boat insurance policy to see if there are any specific guidelines to follow in case of a hurricane. Failure to do so may prevent you from making a rightful claim.
Also, pay attention to the fact that if you want boat insurance to protect your investment, you should contact the specialists at Univista Insurance. Get your boat ready; they’re forecasting an extremely active hurricane season.
Give us a call today for a thorough assessment! 305-728-2088. You can also get a free quote here.
