Insurers prefer them as clients. Women drive better than men, despite what we popularly think. At least that’s what statistics insurers look at.
The publication confused.com conducted a study that found that women claim less insurance than men. Anyone can think that the cause is that they are long behind the wheel and nothing is further from the truth. The current woman is the one who generally takes the children to school, does the shopping, and goes to work in the car. Whereas the man simply goes and returns to his work.
According to the aforementioned study, men account for 70% of insurance claims. In addition, 89% of accidents on high-speed roads are carried out by men.
Women, for their part, are the ones that have more accidents at low speeds, in garages, or moving through vehicle congestion, and they demand less friction with parked cars.
In England, for example, in 2018, more than half a million traffic crimes were committed by men, four times more than those committed by female drivers.
A study carried out by the University of Oxford indicates that men commit three times more crimes related to speeding on the road. However, women are fined for violating speed limits in urban areas, where they usually drive more slowly.
Other points of the study that reflect the masculine character are those that indicate that the man is more likely to get a red light than a woman, or that he is 50% more fined for driving without a seat belt.
Taking such statistics into account, insurers make their accounts and have better premiums for them than for them. Usually, if a man suffers an accident it will be driving at one hundred miles per hour and the cost to the insurer is much higher. However, most female accidents with a little paint and some sheet metal work are resolved.
Honestly, and supported by these statistical data, everything seems to indicate that most men drive cars better than women, they have the greater ability. However, they risk more and are more reckless. Women drive better because driving is respecting the laws. Insurers prefer them as clients.
Whether you are a woman or a man, insure your car. As you can see, in the end, the one who pays for our recklessness is the insurance premium.
